Call reports 2013
PEOPLES BANK OF ALABAMA — 2013
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 521,613,000 | 518,930,000 | 530,173,000 | 558,812,000 |
| Total loans | 336,668,000 | 335,467,000 | 342,599,000 | 362,156,000 |
| Allowance for loan losses | 5,151,000 | 4,955,000 | 4,787,000 | 5,402,000 |
| Securities available for sale | 109,154,000 | 99,648,000 | 100,477,000 | 100,090,000 |
| Securities held to maturity | 4,747,000 | 25,682,000 | 25,743,000 | 20,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,985,000 | 432,425,000 | 431,035,000 | 471,379,000 |
| Interest-bearing deposits | 397,868,000 | 394,651,000 | 386,269,000 | 429,848,000 |
| Noninterest-bearing deposits | 39,117,000 | 37,774,000 | 44,766,000 | 41,531,000 |
| Equity capital | 49,660,000 | 49,818,000 | 48,698,000 | 46,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,868,000 | 11,117,000 | 16,511,000 | 22,445,000 |
| Interest expense | 696,000 | 1,366,000 | 2,009,000 | 2,653,000 |
| Net interest income | 5,172,000 | 9,751,000 | 14,502,000 | 19,792,000 |
| Noninterest income | 2,597,000 | 5,349,000 | 8,201,000 | 10,814,000 |
| Noninterest expense | 5,848,000 | 11,894,000 | 18,013,000 | 24,946,000 |
| Provision for loan losses | 188,000 | 188,000 | 848,000 | 2,648,000 |
| Pretax income | 1,904,000 | 3,375,000 | 4,222,000 | 4,313,000 |
| Income tax | 210,000 | 272,000 | 283,000 | 83,000 |
| Net income | 1,694,000 | 3,103,000 | 3,939,000 | 4,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,074,000 | 49,329,000 | 48,794,000 | 47,829,000 |
| Total capital | 52,820,000 | 54,115,000 | 53,581,000 | 52,776,000 |
| Risk-weighted assets | 381,315,000 | 394,956,000 | 396,524,000 | 395,297,000 |