Call reports 2012
PEOPLES BANK OF ALABAMA — 2012
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 509,509,000 | 519,535,000 | 508,564,000 | 530,269,000 |
| Total loans | 347,178,000 | 345,259,000 | 335,672,000 | 338,299,000 |
| Allowance for loan losses | 4,913,000 | 5,022,000 | 5,033,000 | 4,969,000 |
| Securities available for sale | 76,304,000 | 81,248,000 | 87,330,000 | 100,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,768,000 | 436,887,000 | 425,023,000 | 443,953,000 |
| Interest-bearing deposits | 369,180,000 | 376,866,000 | 368,364,000 | 389,443,000 |
| Noninterest-bearing deposits | 59,588,000 | 60,021,000 | 56,659,000 | 54,510,000 |
| Equity capital | 45,393,000 | 46,704,000 | 47,726,000 | 50,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,434,000 | 10,992,000 | 16,300,000 | 21,755,000 |
| Interest expense | 978,000 | 1,901,000 | 2,800,000 | 3,553,000 |
| Net interest income | 4,456,000 | 9,091,000 | 13,500,000 | 18,202,000 |
| Noninterest income | 3,222,000 | 5,867,000 | 8,152,000 | 11,023,000 |
| Noninterest expense | 5,839,000 | 11,381,000 | 17,301,000 | 23,299,000 |
| Provision for loan losses | 200,000 | 670,000 | 1,198,000 | 1,623,000 |
| Pretax income | 1,719,000 | 3,101,000 | 3,351,000 | 4,756,000 |
| Income tax | -22,000 | 45,000 | 30,000 | 57,000 |
| Net income | 1,741,000 | 3,056,000 | 3,321,000 | 4,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,668,000 | 45,994,000 | 46,328,000 | 47,776,000 |
| Total capital | 49,581,000 | 50,621,000 | 50,878,000 | 52,424,000 |
| Risk-weighted assets | 398,206,000 | 404,090,000 | 397,347,000 | 379,654,000 |