Call reports 2011
PEOPLES BANK OF ALABAMA — 2011
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 514,669,000 | 508,102,000 | 495,981,000 | 511,316,000 |
| Total loans | 352,183,000 | 343,281,000 | 340,860,000 | 347,671,000 |
| Allowance for loan losses | 4,502,000 | 4,319,000 | 4,679,000 | 4,750,000 |
| Securities available for sale | 69,878,000 | 83,441,000 | 86,079,000 | 81,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,940,000 | 419,211,000 | 407,781,000 | 426,073,000 |
| Interest-bearing deposits | 377,323,000 | 367,553,000 | 354,400,000 | 376,413,000 |
| Noninterest-bearing deposits | 50,617,000 | 51,658,000 | 53,381,000 | 49,660,000 |
| Equity capital | 44,855,000 | 47,271,000 | 46,602,000 | 43,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,544,000 | 11,061,000 | 16,545,000 | 21,911,000 |
| Interest expense | 1,450,000 | 2,692,000 | 3,865,000 | 4,982,000 |
| Net interest income | 4,094,000 | 8,369,000 | 12,680,000 | 16,929,000 |
| Noninterest income | 2,787,000 | 5,538,000 | 6,554,000 | 6,279,000 |
| Noninterest expense | 5,024,000 | 10,301,000 | 15,389,000 | 21,397,000 |
| Provision for loan losses | 108,000 | 1,062,000 | 2,358,000 | 2,898,000 |
| Pretax income | 1,741,000 | 2,586,000 | 1,523,000 | -1,019,000 |
| Income tax | 88,000 | 117,000 | 34,000 | 14,000 |
| Net income | 1,653,000 | 2,469,000 | 1,489,000 | -1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,256,000 | 46,189,000 | 45,282,000 | 42,859,000 |
| Total capital | 49,758,000 | 50,508,000 | 49,954,000 | 47,609,000 |
| Risk-weighted assets | 426,415,000 | 417,875,000 | 410,028,000 | 417,351,000 |