Call reports 2010
PEOPLES BANK OF ALABAMA — 2010
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 500,829,000 | 502,258,000 | 501,871,000 | 498,415,000 |
| Total loans | 371,259,000 | 365,286,000 | 352,454,000 | 356,105,000 |
| Allowance for loan losses | 4,802,000 | 4,614,000 | 4,578,000 | 4,519,000 |
| Securities available for sale | 45,996,000 | 54,790,000 | 59,806,000 | 59,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,033,000 | 420,790,000 | 418,769,000 | 414,255,000 |
| Interest-bearing deposits | 371,170,000 | 373,588,000 | 371,449,000 | 369,455,000 |
| Noninterest-bearing deposits | 46,863,000 | 47,202,000 | 47,320,000 | 44,800,000 |
| Equity capital | 41,025,000 | 39,800,000 | 41,457,000 | 43,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,808,000 | 11,525,000 | 17,244,000 | 22,981,000 |
| Interest expense | 1,925,000 | 3,654,000 | 5,283,000 | 6,854,000 |
| Net interest income | 3,883,000 | 7,871,000 | 11,961,000 | 16,127,000 |
| Noninterest income | 3,213,000 | 6,722,000 | 9,798,000 | 12,679,000 |
| Noninterest expense | 5,016,000 | 10,304,000 | 15,943,000 | 21,125,000 |
| Provision for loan losses | 193,000 | 3,695,000 | 4,108,000 | 4,210,000 |
| Pretax income | 1,810,000 | 201,000 | 758,000 | 2,521,000 |
| Income tax | 104,000 | 0 | 0 | 58,000 |
| Net income | 1,706,000 | 201,000 | 758,000 | 2,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,526,000 | 41,092,000 | 41,721,000 | 43,532,000 |
| Total capital | 47,328,000 | 45,706,000 | 46,299,000 | 48,051,000 |
| Risk-weighted assets | 422,633,000 | 418,635,000 | 430,490,000 | 430,182,000 |