Call reports 2006
PEOPLES BANK OF ALABAMA — 2006
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 413,062,000 | 420,179,000 | 424,334,000 | 425,670,000 |
| Total loans | 228,635,000 | 236,919,000 | 241,388,000 | 246,810,000 |
| Allowance for loan losses | 2,334,000 | 2,491,000 | 2,577,000 | 2,630,000 |
| Securities available for sale | 126,721,000 | 121,711,000 | 120,488,000 | 122,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,246,000 | 298,805,000 | 309,374,000 | 306,530,000 |
| Interest-bearing deposits | 254,298,000 | 256,002,000 | 266,914,000 | 263,679,000 |
| Noninterest-bearing deposits | 44,948,000 | 42,803,000 | 42,460,000 | 42,851,000 |
| Equity capital | 43,457,000 | 43,411,000 | 46,070,000 | 47,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,482,000 | 11,400,000 | 17,463,000 | 23,476,000 |
| Interest expense | 2,006,000 | 4,211,000 | 6,674,000 | 9,295,000 |
| Net interest income | 3,476,000 | 7,189,000 | 10,789,000 | 14,181,000 |
| Noninterest income | 2,164,000 | 4,799,000 | 7,413,000 | 10,246,000 |
| Noninterest expense | 3,399,000 | 7,091,000 | 10,964,000 | 14,731,000 |
| Provision for loan losses | 30,000 | 180,000 | 279,000 | 369,000 |
| Pretax income | 2,168,000 | 4,674,000 | 6,916,000 | 9,284,000 |
| Income tax | 565,000 | 1,564,000 | 2,233,000 | 2,960,000 |
| Net income | 1,603,000 | 3,110,000 | 4,683,000 | 6,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,831,000 | 40,941,000 | 42,367,000 | 43,184,000 |
| Total capital | 42,165,000 | 43,432,000 | 44,944,000 | 45,814,000 |
| Risk-weighted assets | 278,234,000 | 286,147,000 | 289,962,000 | 289,571,000 |