Call reports 2002
PEOPLES BANK OF ALABAMA — 2002
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 200,291,000 | 289,496,000 | 279,348,000 | 276,744,000 |
| Total loans | 140,376,000 | 194,416,000 | 189,060,000 | 187,461,000 |
| Allowance for loan losses | 1,925,000 | 2,430,000 | 2,494,000 | 2,198,000 |
| Securities available for sale | 18,387,000 | 35,885,000 | 28,952,000 | 22,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,555,000 | 246,298,000 | 235,540,000 | 231,391,000 |
| Interest-bearing deposits | 138,453,000 | 202,503,000 | 180,202,000 | 173,574,000 |
| Noninterest-bearing deposits | 32,102,000 | 43,795,000 | 55,338,000 | 57,817,000 |
| Equity capital | 24,397,000 | 31,788,000 | 32,236,000 | 33,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,526,000 | 7,289,000 | 11,533,000 | 15,817,000 |
| Interest expense | 1,023,000 | 2,165,000 | 3,545,000 | 4,781,000 |
| Net interest income | 2,503,000 | 5,124,000 | 7,988,000 | 11,036,000 |
| Noninterest income | 699,000 | 1,525,000 | 2,492,000 | 3,135,000 |
| Noninterest expense | 1,747,000 | 3,708,000 | 6,429,000 | 9,068,000 |
| Provision for loan losses | 279,000 | 877,000 | 1,152,000 | 1,152,000 |
| Pretax income | 1,177,000 | 2,100,000 | 3,048,000 | 4,101,000 |
| Income tax | 537,000 | 869,000 | 1,139,000 | 1,163,000 |
| Net income | 640,000 | 1,231,000 | 1,909,000 | 2,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,086,000 | 25,357,000 | 26,161,000 | 27,307,000 |
| Total capital | 24,800,000 | 27,787,000 | 28,533,000 | 29,505,000 |
| Risk-weighted assets | 136,876,000 | 195,563,000 | 189,663,000 | 187,723,000 |