Call reports 2001
PEOPLES BANK OF ALABAMA — 2001
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 199,281,000 | 202,333,000 | 201,576,000 | 201,651,000 |
| Total loans | 154,885,000 | 153,872,000 | 149,459,000 | 147,119,000 |
| Allowance for loan losses | 1,371,000 | 1,580,000 | 1,832,000 | 1,739,000 |
| Securities available for sale | 25,176,000 | 20,089,000 | 17,952,000 | 18,272,000 |
| Securities held to maturity | 131,000 | 131,000 | 130,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,212,000 | 174,655,000 | 172,333,000 | 172,309,000 |
| Interest-bearing deposits | 143,617,000 | 147,431,000 | 145,665,000 | 143,619,000 |
| Noninterest-bearing deposits | 27,595,000 | 27,224,000 | 26,668,000 | 28,690,000 |
| Equity capital | 21,597,000 | 22,089,000 | 22,942,000 | 23,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,163,000 | 8,395,000 | 12,608,000 | 16,484,000 |
| Interest expense | 1,914,000 | 3,681,000 | 5,343,000 | 6,643,000 |
| Net interest income | 2,249,000 | 4,714,000 | 7,265,000 | 9,841,000 |
| Noninterest income | 596,000 | 1,317,000 | 1,968,000 | 2,636,000 |
| Noninterest expense | 1,638,000 | 3,367,000 | 4,984,000 | 7,079,000 |
| Provision for loan losses | 220,000 | 477,000 | 814,000 | 875,000 |
| Pretax income | 1,026,000 | 2,238,000 | 3,491,000 | 4,579,000 |
| Income tax | 362,000 | 838,000 | 1,421,000 | 1,615,000 |
| Net income | 664,000 | 1,400,000 | 2,070,000 | 2,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,008,000 | 20,630,000 | 21,336,000 | 22,265,000 |
| Total capital | 21,379,000 | 22,210,000 | 23,125,000 | 24,004,000 |
| Risk-weighted assets | 142,317,000 | 143,908,000 | 143,066,000 | 142,064,000 |