Call reports 2019
REPUBLIC BANK, INCORPORATED — 2019
What REPUBLIC BANK, INCORPORATED reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 417,806,000 | 421,718,000 | 423,966,000 |
| Total loans | 368,284,000 | 370,780,000 | 374,145,000 |
| Allowance for loan losses | 3,278,000 | 3,371,000 | 3,439,000 |
| Securities available for sale | 3,970,000 | 3,877,000 | 3,754,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 321,466,000 | 322,727,000 | 332,106,000 |
| Interest-bearing deposits | 261,602,000 | 255,387,000 | 255,424,000 |
| Noninterest-bearing deposits | 59,864,000 | 67,340,000 | 76,682,000 |
| Equity capital | 46,404,000 | 46,698,000 | 48,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 5,102,000 | 10,229,000 | 15,415,000 |
| Interest expense | 1,081,000 | 2,175,000 | 3,264,000 |
| Net interest income | 4,021,000 | 8,054,000 | 12,151,000 |
| Noninterest income | 272,000 | 598,000 | 932,000 |
| Noninterest expense | 2,699,000 | 6,317,000 | 8,268,000 |
| Provision for loan losses | 75,000 | 155,000 | 230,000 |
| Pretax income | 1,519,000 | 2,180,000 | 4,585,000 |
| Income tax | 451,000 | 655,000 | 1,374,000 |
| Net income | 1,068,000 | 1,525,000 | 3,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 46,411,000 | 46,685,000 | 48,172,000 |
| Total capital | 49,689,000 | 50,056,000 | 51,611,000 |
| Risk-weighted assets | 378,354,000 | 381,413,000 | 386,456,000 |