Call reports 2018
REPUBLIC BANK, INCORPORATED — 2018
What REPUBLIC BANK, INCORPORATED reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 392,870,000 | 405,331,000 | 421,323,000 | 422,806,000 |
| Total loans | 349,152,000 | 358,327,000 | 370,242,000 | 374,195,000 |
| Allowance for loan losses | 3,408,000 | 3,164,000 | 3,122,000 | 3,191,000 |
| Securities available for sale | 4,458,000 | 4,301,000 | 4,145,000 | 4,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,056,000 | 302,836,000 | 310,965,000 | 322,682,000 |
| Interest-bearing deposits | 249,134,000 | 246,135,000 | 248,049,000 | 261,046,000 |
| Noninterest-bearing deposits | 55,922,000 | 56,701,000 | 62,916,000 | 61,636,000 |
| Equity capital | 43,589,000 | 44,457,000 | 45,395,000 | 45,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,365,000 | 8,958,000 | 13,828,000 | 18,914,000 |
| Interest expense | 659,000 | 1,401,000 | 2,254,000 | 3,226,000 |
| Net interest income | 3,706,000 | 7,557,000 | 11,574,000 | 15,688,000 |
| Noninterest income | 312,000 | 578,000 | 877,000 | 897,000 |
| Noninterest expense | 2,552,000 | 5,232,000 | 7,938,000 | 11,446,000 |
| Provision for loan losses | 127,000 | 292,000 | 546,000 | 604,000 |
| Pretax income | 1,339,000 | 2,611,000 | 3,967,000 | 4,535,000 |
| Income tax | -758,000 | -418,000 | -8,000 | 186,000 |
| Net income | 2,097,000 | 3,029,000 | 3,975,000 | 4,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,627,000 | 44,494,000 | 45,440,000 | 45,333,000 |
| Total capital | 47,035,000 | 47,658,000 | 48,562,000 | 48,524,000 |
| Risk-weighted assets | 360,019,000 | 370,266,000 | 383,982,000 | 386,151,000 |