Call reports 2015
REPUBLIC BANK, INCORPORATED — 2015
What REPUBLIC BANK, INCORPORATED reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 336,033,000 | 348,788,000 | 341,687,000 | 345,469,000 |
| Total loans | 298,465,000 | 309,503,000 | 300,841,000 | 305,387,000 |
| Allowance for loan losses | 3,164,000 | 3,240,000 | 3,410,000 | 3,127,000 |
| Securities available for sale | 8,742,000 | 8,452,000 | 7,859,000 | 7,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,573,000 | 266,005,000 | 285,389,000 | 294,929,000 |
| Interest-bearing deposits | 223,163,000 | 217,428,000 | 231,064,000 | 237,741,000 |
| Noninterest-bearing deposits | 51,410,000 | 48,577,000 | 54,325,000 | 57,188,000 |
| Equity capital | 35,219,000 | 36,471,000 | 37,123,000 | 37,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,720,000 | 7,618,000 | 11,570,000 | 15,434,000 |
| Interest expense | 374,000 | 757,000 | 1,132,000 | 1,501,000 |
| Net interest income | 3,346,000 | 6,861,000 | 10,438,000 | 13,933,000 |
| Noninterest income | 246,000 | 500,000 | 757,000 | 1,070,000 |
| Noninterest expense | 2,266,000 | 4,641,000 | 7,064,000 | 9,647,000 |
| Provision for loan losses | 206,000 | 282,000 | 508,000 | 434,000 |
| Pretax income | 1,120,000 | 2,438,000 | 3,623,000 | 4,922,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,120,000 | 2,438,000 | 3,623,000 | 4,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,988,000 | 36,314,000 | 36,939,000 | 37,438,000 |
| Total capital | 38,152,000 | 39,554,000 | 40,349,000 | 40,565,000 |
| Risk-weighted assets | 293,081,000 | 316,643,000 | 305,747,000 | 311,938,000 |