Call reports 2012
REPUBLIC BANK, INCORPORATED — 2012
What REPUBLIC BANK, INCORPORATED reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 296,141,000 | 294,477,000 | 305,804,000 | 303,310,000 |
| Total loans | 261,174,000 | 254,019,000 | 263,840,000 | 264,471,000 |
| Allowance for loan losses | 3,359,000 | 3,030,000 | 3,029,000 | 3,099,000 |
| Securities available for sale | 8,681,000 | 10,825,000 | 9,446,000 | 9,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,019,000 | 243,282,000 | 258,503,000 | 253,415,000 |
| Interest-bearing deposits | 201,684,000 | 204,915,000 | 208,740,000 | 209,509,000 |
| Noninterest-bearing deposits | 45,335,000 | 38,367,000 | 49,763,000 | 43,906,000 |
| Equity capital | 29,223,000 | 29,707,000 | 30,682,000 | 31,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,610,000 | 7,282,000 | 10,890,000 | 14,486,000 |
| Interest expense | 525,000 | 979,000 | 1,415,000 | 1,839,000 |
| Net interest income | 3,085,000 | 6,303,000 | 9,475,000 | 12,647,000 |
| Noninterest income | 231,000 | -26,000 | 563,000 | 947,000 |
| Noninterest expense | 2,267,000 | 4,165,000 | 6,869,000 | 9,152,000 |
| Provision for loan losses | 177,000 | 353,000 | 435,000 | 736,000 |
| Pretax income | 872,000 | 1,759,000 | 2,734,000 | 3,706,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 872,000 | 1,759,000 | 2,734,000 | 3,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,915,000 | 29,352,000 | 30,272,000 | 30,701,000 |
| Total capital | 32,144,000 | 32,382,000 | 33,301,000 | 33,800,000 |
| Risk-weighted assets | 258,196,000 | 252,074,000 | 264,533,000 | 262,669,000 |