Call reports 2011
REPUBLIC BANK, INCORPORATED — 2011
What REPUBLIC BANK, INCORPORATED reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 298,636,000 | 295,916,000 | 306,195,000 | 314,799,000 |
| Total loans | 251,140,000 | 253,880,000 | 251,511,000 | 258,453,000 |
| Allowance for loan losses | 3,882,000 | 2,925,000 | 3,307,000 | 3,214,000 |
| Securities available for sale | 8,606,000 | 9,600,000 | 9,535,000 | 8,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,986,000 | 248,124,000 | 257,540,000 | 266,431,000 |
| Interest-bearing deposits | 211,857,000 | 207,847,000 | 211,921,000 | 214,742,000 |
| Noninterest-bearing deposits | 37,129,000 | 40,277,000 | 45,619,000 | 51,689,000 |
| Equity capital | 26,883,000 | 27,861,000 | 28,514,000 | 28,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,700,000 | 7,453,000 | 11,194,000 | 14,942,000 |
| Interest expense | 711,000 | 1,352,000 | 1,974,000 | 2,561,000 |
| Net interest income | 2,989,000 | 6,101,000 | 9,220,000 | 12,381,000 |
| Noninterest income | -150,000 | 167,000 | 445,000 | 798,000 |
| Noninterest expense | 2,073,000 | 4,160,000 | 6,214,000 | 8,434,000 |
| Provision for loan losses | 52,000 | 422,000 | 784,000 | 1,087,000 |
| Pretax income | 714,000 | 1,686,000 | 2,667,000 | 3,658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 714,000 | 1,686,000 | 2,667,000 | 3,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,920,000 | 27,693,000 | 28,224,000 | 28,117,000 |
| Total capital | 30,084,000 | 30,618,000 | 31,414,000 | 31,331,000 |
| Risk-weighted assets | 252,391,000 | 254,184,000 | 255,072,000 | 258,541,000 |