Call reports 2004
REPUBLIC BANK, INCORPORATED — 2004
What REPUBLIC BANK, INCORPORATED reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 188,904,000 | 193,289,000 | 195,408,000 | 193,688,000 |
| Total loans | 164,172,000 | 168,882,000 | 172,188,000 | 168,500,000 |
| Allowance for loan losses | 1,324,000 | 1,465,000 | 993,000 | 834,000 |
| Securities available for sale | 13,286,000 | 12,630,000 | 12,629,000 | 12,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,623,000 | 162,402,000 | 156,959,000 | 161,363,000 |
| Interest-bearing deposits | 131,440,000 | 136,306,000 | 130,321,000 | 134,681,000 |
| Noninterest-bearing deposits | 23,183,000 | 26,096,000 | 26,638,000 | 26,682,000 |
| Equity capital | 16,185,000 | 18,325,000 | 19,014,000 | 20,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,552,000 | 5,229,000 | 8,034,000 | 10,893,000 |
| Interest expense | 586,000 | 1,173,000 | 1,841,000 | 2,550,000 |
| Net interest income | 1,966,000 | 4,056,000 | 6,193,000 | 8,343,000 |
| Noninterest income | 351,000 | 705,000 | 1,041,000 | 1,391,000 |
| Noninterest expense | 1,619,000 | 3,251,000 | 5,007,000 | 6,687,000 |
| Provision for loan losses | 70,000 | 207,000 | 278,000 | 417,000 |
| Pretax income | 628,000 | 1,303,000 | 1,949,000 | 2,630,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 628,000 | 1,303,000 | 1,949,000 | 2,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,924,000 | 18,445,000 | 18,886,000 | 20,294,000 |
| Total capital | 17,248,000 | 19,910,000 | 19,879,000 | 21,128,000 |
| Risk-weighted assets | 163,324,000 | 168,545,000 | 168,724,000 | 164,444,000 |