Call reports 2003
REPUBLIC BANK, INCORPORATED — 2003
What REPUBLIC BANK, INCORPORATED reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 157,156,000 | 173,000,000 | 182,395,000 | 181,373,000 |
| Total loans | 128,544,000 | 141,552,000 | 151,262,000 | 156,300,000 |
| Allowance for loan losses | 843,000 | 1,043,000 | 1,074,000 | 1,107,000 |
| Securities available for sale | 17,588,000 | 18,296,000 | 12,832,000 | 13,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,956,000 | 150,537,000 | 158,959,000 | 157,879,000 |
| Interest-bearing deposits | 115,597,000 | 129,012,000 | 133,232,000 | 131,889,000 |
| Noninterest-bearing deposits | 21,359,000 | 21,525,000 | 25,727,000 | 25,990,000 |
| Equity capital | 12,234,000 | 13,838,000 | 15,896,000 | 15,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,236,000 | 4,770,000 | 7,375,000 | 9,965,000 |
| Interest expense | 651,000 | 1,326,000 | 1,965,000 | 2,581,000 |
| Net interest income | 1,585,000 | 3,444,000 | 5,410,000 | 7,384,000 |
| Noninterest income | 583,000 | 1,209,000 | 1,777,000 | 2,235,000 |
| Noninterest expense | 1,563,000 | 3,215,000 | 4,873,000 | 6,497,000 |
| Provision for loan losses | 57,000 | 267,000 | 695,000 | 768,000 |
| Pretax income | 544,000 | 1,167,000 | 1,860,000 | 2,595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 544,000 | 1,167,000 | 1,860,000 | 2,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,782,000 | 13,255,000 | 15,686,000 | 15,821,000 |
| Total capital | 12,625,000 | 14,298,000 | 16,760,000 | 16,928,000 |
| Risk-weighted assets | 123,075,000 | 137,034,000 | 145,515,000 | 150,865,000 |