Call reports 2002
REPUBLIC BANK, INCORPORATED — 2002
What REPUBLIC BANK, INCORPORATED reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 125,820,000 | 131,248,000 | 139,416,000 | 156,547,000 |
| Total loans | 90,825,000 | 100,443,000 | 110,099,000 | 120,791,000 |
| Allowance for loan losses | 846,000 | 833,000 | 865,000 | 930,000 |
| Securities available for sale | 19,965,000 | 19,151,000 | 19,500,000 | 18,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,057,000 | 119,917,000 | 126,163,000 | 137,902,000 |
| Interest-bearing deposits | 99,849,000 | 100,903,000 | 104,320,000 | 115,860,000 |
| Noninterest-bearing deposits | 15,208,000 | 19,014,000 | 21,843,000 | 22,042,000 |
| Equity capital | 9,296,000 | 9,767,000 | 10,348,000 | 11,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,026,000 | 4,205,000 | 6,440,000 | 8,806,000 |
| Interest expense | 732,000 | 1,402,000 | 2,074,000 | 2,769,000 |
| Net interest income | 1,294,000 | 2,803,000 | 4,366,000 | 6,037,000 |
| Noninterest income | 516,000 | 865,000 | 1,306,000 | 1,943,000 |
| Noninterest expense | 1,262,000 | 2,566,000 | 3,942,000 | 5,549,000 |
| Provision for loan losses | 57,000 | 157,000 | 228,000 | 293,000 |
| Pretax income | 492,000 | 952,000 | 1,535,000 | 2,132,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 5,000 |
| Net income | 486,000 | 940,000 | 1,517,000 | 2,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,535,000 | 9,602,000 | 9,934,000 | 11,487,000 |
| Total capital | 10,381,000 | 10,435,000 | 10,799,000 | 12,417,000 |
| Risk-weighted assets | 89,182,000 | 94,589,000 | 101,197,000 | 112,104,000 |