Call reports 2025
CENTREBANK — 2025
What CENTREBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 107,487,000 | 110,947,000 | 113,349,000 | 111,532,000 |
| Total loans | 78,769,000 | 85,474,000 | 87,796,000 | 91,922,000 |
| Allowance for loan losses | 1,184,000 | 1,264,000 | 1,249,000 | 1,342,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,883,000 | 92,075,000 | 93,848,000 | 91,699,000 |
| Interest-bearing deposits | 64,079,000 | 66,017,000 | 64,269,000 | 65,408,000 |
| Noninterest-bearing deposits | 24,804,000 | 26,058,000 | 29,579,000 | 26,291,000 |
| Equity capital | 17,998,000 | 18,529,000 | 19,012,000 | 19,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,499,000 | 5,338,000 | 7,197,000 |
| Interest expense | 263,000 | 534,000 | 802,000 | 1,065,000 |
| Net interest income | 1,436,000 | 2,965,000 | 4,536,000 | 6,132,000 |
| Noninterest income | 172,000 | 389,000 | 597,000 | 843,000 |
| Noninterest expense | 954,000 | 1,925,000 | 3,059,000 | 4,189,000 |
| Provision for loan losses | 64,000 | 143,000 | 150,000 | 240,000 |
| Pretax income | 576,000 | 1,279,000 | 1,915,000 | 2,509,000 |
| Income tax | 140,000 | 312,000 | 465,000 | 608,000 |
| Net income | 436,000 | 967,000 | 1,450,000 | 1,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,998,000 | 18,529,000 | 19,012,000 | 19,463,000 |