Call reports 2024
CENTREBANK — 2024
What CENTREBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 101,865,000 | 98,580,000 | 101,987,000 | 104,639,000 |
| Total loans | 65,806,000 | 67,329,000 | 71,068,000 | 73,722,000 |
| Allowance for loan losses | 892,000 | 952,000 | 1,189,000 | 1,117,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,957,000 | 81,357,000 | 84,557,000 | 86,695,000 |
| Interest-bearing deposits | 59,692,000 | 58,104,000 | 59,467,000 | 62,634,000 |
| Noninterest-bearing deposits | 25,265,000 | 23,253,000 | 25,090,000 | 24,061,000 |
| Equity capital | 16,389,000 | 16,835,000 | 17,114,000 | 17,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,264,000 | 4,966,000 | 6,686,000 |
| Interest expense | 159,000 | 341,000 | 557,000 | 814,000 |
| Net interest income | 1,469,000 | 2,923,000 | 4,409,000 | 5,872,000 |
| Noninterest income | 151,000 | 320,000 | 478,000 | 688,000 |
| Noninterest expense | 857,000 | 1,758,000 | 2,789,000 | 3,945,000 |
| Provision for loan losses | -131,000 | -72,000 | 160,000 | 85,000 |
| Pretax income | 784,000 | 1,407,000 | 1,747,000 | 2,344,000 |
| Income tax | 191,000 | 368,000 | 429,000 | 578,000 |
| Net income | 593,000 | 1,039,000 | 1,318,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,389,000 | 16,835,000 | 17,114,000 | 17,562,000 |