Call reports 2023
CENTREBANK — 2023
What CENTREBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 106,142,000 | 104,093,000 | 104,187,000 | 103,263,000 |
| Total loans | 62,371,000 | 63,911,000 | 64,396,000 | 63,654,000 |
| Allowance for loan losses | 987,000 | 991,000 | 1,024,000 | 1,021,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,668,000 | 89,098,000 | 88,581,000 | 87,329,000 |
| Interest-bearing deposits | 65,314,000 | 65,030,000 | 63,500,000 | 62,166,000 |
| Noninterest-bearing deposits | 26,354,000 | 24,068,000 | 25,081,000 | 25,163,000 |
| Equity capital | 14,085,000 | 14,746,000 | 15,323,000 | 15,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,423,000 | 2,995,000 | 4,600,000 | 6,282,000 |
| Interest expense | 91,000 | 215,000 | 349,000 | 488,000 |
| Net interest income | 1,332,000 | 2,780,000 | 4,251,000 | 5,794,000 |
| Noninterest income | 178,000 | 406,000 | 633,000 | 850,000 |
| Noninterest expense | 895,000 | 1,693,000 | 2,600,000 | 3,716,000 |
| Provision for loan losses | 0 | 0 | 24,000 | 48,000 |
| Pretax income | 615,000 | 1,493,000 | 2,260,000 | 2,880,000 |
| Income tax | 154,000 | 371,000 | 561,000 | 712,000 |
| Net income | 461,000 | 1,122,000 | 1,699,000 | 2,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,085,000 | 14,746,000 | 15,323,000 | 15,796,000 |