Call reports 2022
CENTREBANK — 2022
What CENTREBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 110,931,000 | 112,414,000 | 108,507,000 | 104,952,000 |
| Total loans | 56,527,000 | 55,729,000 | 58,456,000 | 59,161,000 |
| Allowance for loan losses | 1,071,000 | 1,057,000 | 1,024,000 | 972,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 219,000 | 219,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,156,000 | 99,316,000 | 94,945,000 | 91,138,000 |
| Interest-bearing deposits | 69,882,000 | 71,676,000 | 67,188,000 | 63,491,000 |
| Noninterest-bearing deposits | 28,274,000 | 27,640,000 | 27,757,000 | 27,647,000 |
| Equity capital | 12,619,000 | 12,863,000 | 13,228,000 | 13,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,687,000 | 2,777,000 | 4,060,000 |
| Interest expense | 92,000 | 180,000 | 261,000 | 337,000 |
| Net interest income | 703,000 | 1,507,000 | 2,516,000 | 3,723,000 |
| Noninterest income | 257,000 | 512,000 | 753,000 | 928,000 |
| Noninterest expense | 710,000 | 1,447,000 | 2,260,000 | 3,150,000 |
| Provision for loan losses | 0 | 0 | -40,000 | -80,000 |
| Pretax income | 250,000 | 572,000 | 1,049,000 | 1,581,000 |
| Income tax | 61,000 | 139,000 | 251,000 | 387,000 |
| Net income | 189,000 | 433,000 | 798,000 | 1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,619,000 | 12,863,000 | 13,228,000 | 13,624,000 |