Call reports 2021
CENTREBANK — 2021
What CENTREBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 105,791,000 | 104,246,000 | 109,060,000 | 106,398,000 |
| Total loans | 57,188,000 | 57,501,000 | 58,237,000 | 56,187,000 |
| Allowance for loan losses | 1,059,000 | 1,069,000 | 1,055,000 | 1,062,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 0 |
| Securities held to maturity | 225,000 | 225,000 | 222,000 | 222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,480,000 | 91,991,000 | 96,652,000 | 93,820,000 |
| Interest-bearing deposits | 64,385,000 | 65,332,000 | 67,693,000 | 68,338,000 |
| Noninterest-bearing deposits | 29,095,000 | 26,659,000 | 28,959,000 | 25,482,000 |
| Equity capital | 11,783,000 | 12,081,000 | 12,211,000 | 12,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,710,000 | 2,521,000 | 3,347,000 |
| Interest expense | 107,000 | 208,000 | 307,000 | 400,000 |
| Net interest income | 676,000 | 1,502,000 | 2,214,000 | 2,947,000 |
| Noninterest income | 311,000 | 595,000 | 822,000 | 1,227,000 |
| Noninterest expense | 717,000 | 1,432,000 | 2,203,000 | 3,052,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 270,000 | 665,000 | 833,000 | 1,122,000 |
| Income tax | 66,000 | 163,000 | 201,000 | 271,000 |
| Net income | 204,000 | 502,000 | 632,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,783,000 | 12,081,000 | 12,211,000 | 12,430,000 |