Call reports 2020
CENTREBANK — 2020
What CENTREBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 77,684,000 | 83,166,000 | 92,630,000 | 95,541,000 |
| Total loans | 57,586,000 | 60,587,000 | 59,479,000 | 55,377,000 |
| Allowance for loan losses | 1,034,000 | 1,041,000 | 1,038,000 | 1,051,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 232,000 | 232,000 | 228,000 | 228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,489,000 | 71,625,000 | 80,762,000 | 83,532,000 |
| Interest-bearing deposits | 47,586,000 | 51,436,000 | 55,343,000 | 59,634,000 |
| Noninterest-bearing deposits | 18,903,000 | 20,189,000 | 25,419,000 | 23,898,000 |
| Equity capital | 10,655,000 | 11,088,000 | 11,378,000 | 11,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,911,000 | 2,782,000 | 3,619,000 |
| Interest expense | 79,000 | 162,000 | 256,000 | 361,000 |
| Net interest income | 864,000 | 1,749,000 | 2,526,000 | 3,258,000 |
| Noninterest income | 296,000 | 670,000 | 1,055,000 | 1,437,000 |
| Noninterest expense | 684,000 | 1,364,000 | 2,142,000 | 2,981,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 476,000 | 1,055,000 | 1,439,000 | 1,714,000 |
| Income tax | 120,000 | 266,000 | 360,000 | 427,000 |
| Net income | 356,000 | 789,000 | 1,079,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,655,000 | 11,088,000 | 11,378,000 | 11,579,000 |