Call reports 2019
CENTREBANK — 2019
What CENTREBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 78,838,000 | 78,653,000 | 79,334,000 | 78,641,000 |
| Total loans | 55,257,000 | 57,289,000 | 57,500,000 | 57,707,000 |
| Allowance for loan losses | 1,037,000 | 1,049,000 | 1,030,000 | 1,035,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 236,000 | 236,000 | 234,000 | 234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,822,000 | 68,443,000 | 68,792,000 | 67,834,000 |
| Interest-bearing deposits | 48,932,000 | 49,281,000 | 48,734,000 | 49,419,000 |
| Noninterest-bearing deposits | 19,890,000 | 19,162,000 | 20,058,000 | 18,415,000 |
| Equity capital | 9,409,000 | 9,713,000 | 10,016,000 | 10,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,948,000 | 2,961,000 | 3,952,000 |
| Interest expense | 73,000 | 150,000 | 229,000 | 312,000 |
| Net interest income | 874,000 | 1,798,000 | 2,732,000 | 3,640,000 |
| Noninterest income | 131,000 | 301,000 | 379,000 | 665,000 |
| Noninterest expense | 662,000 | 1,351,000 | 1,960,000 | 2,772,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 748,000 | 1,151,000 | 1,533,000 |
| Income tax | 86,000 | 187,000 | 287,000 | 382,000 |
| Net income | 257,000 | 561,000 | 864,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,409,000 | 9,713,000 | 10,016,000 | 10,299,000 |
| Total capital | 10,008,000 | 10,337,000 | 10,641,000 | 10,917,000 |
| Risk-weighted assets | 47,488,000 | 49,538,000 | 49,601,000 | 49,057,000 |