Call reports 2018
CENTREBANK — 2018
What CENTREBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 76,696,000 | 77,118,000 | 78,352,000 | 77,002,000 |
| Total loans | 55,432,000 | 54,301,000 | 54,930,000 | 53,863,000 |
| Allowance for loan losses | 1,040,000 | 1,045,000 | 1,025,000 | 1,032,000 |
| Securities available for sale | 147,000 | 77,000 | 76,000 | 1,000 |
| Securities held to maturity | 240,000 | 240,000 | 238,000 | 238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,521,000 | 68,029,000 | 68,942,000 | 67,336,000 |
| Interest-bearing deposits | 50,802,000 | 51,281,000 | 51,170,000 | 49,895,000 |
| Noninterest-bearing deposits | 16,719,000 | 16,748,000 | 17,772,000 | 17,441,000 |
| Equity capital | 8,240,000 | 8,600,000 | 8,886,000 | 9,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,784,000 | 2,717,000 | 3,663,000 |
| Interest expense | 75,000 | 152,000 | 229,000 | 302,000 |
| Net interest income | 782,000 | 1,632,000 | 2,488,000 | 3,361,000 |
| Noninterest income | 168,000 | 323,000 | 510,000 | 693,000 |
| Noninterest expense | 590,000 | 1,253,000 | 1,916,000 | 2,618,000 |
| Provision for loan losses | 0 | -141,000 | -141,000 | -141,000 |
| Pretax income | 360,000 | 843,000 | 1,223,000 | 1,577,000 |
| Income tax | 91,000 | 214,000 | 307,000 | 395,000 |
| Net income | 269,000 | 629,000 | 916,000 | 1,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,240,000 | 8,600,000 | 8,886,000 | 9,152,000 |
| Total capital | 8,839,000 | 9,186,000 | 9,474,000 | 9,741,000 |
| Risk-weighted assets | 47,483,000 | 46,490,000 | 46,662,000 | 46,681,000 |