Call reports 2017
CENTREBANK — 2017
What CENTREBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,004,000 | 75,026,000 | 75,228,000 | 74,702,000 |
| Total loans | 49,869,000 | 52,159,000 | 52,613,000 | 51,830,000 |
| Allowance for loan losses | 1,192,000 | 1,254,000 | 1,183,000 | 1,066,000 |
| Securities available for sale | 842,000 | 788,000 | 301,000 | 229,000 |
| Securities held to maturity | 469,000 | 469,000 | 467,000 | 467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,900,000 | 66,681,000 | 66,589,000 | 65,802,000 |
| Interest-bearing deposits | 50,893,000 | 51,595,000 | 50,643,000 | 50,826,000 |
| Noninterest-bearing deposits | 16,007,000 | 15,086,000 | 15,946,000 | 14,976,000 |
| Equity capital | 7,511,000 | 7,656,000 | 7,826,000 | 7,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,609,000 | 2,435,000 | 3,286,000 |
| Interest expense | 74,000 | 153,000 | 232,000 | 311,000 |
| Net interest income | 716,000 | 1,456,000 | 2,203,000 | 2,975,000 |
| Noninterest income | 178,000 | 325,000 | 458,000 | 653,000 |
| Noninterest expense | 582,000 | 1,182,000 | 1,796,000 | 2,450,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 0 |
| Pretax income | 252,000 | 479,000 | 745,000 | 1,178,000 |
| Income tax | 93,000 | 174,000 | 269,000 | 557,000 |
| Net income | 159,000 | 305,000 | 476,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,511,000 | 7,656,000 | 7,826,000 | 7,971,000 |
| Total capital | 8,077,000 | 8,246,000 | 8,413,000 | 8,547,000 |
| Risk-weighted assets | 44,644,000 | 46,527,000 | 46,397,000 | 45,594,000 |