Call reports 2016
CENTREBANK — 2016
What CENTREBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,041,000 | 70,833,000 | 73,781,000 | 75,601,000 |
| Total loans | 46,727,000 | 47,928,000 | 49,354,000 | 48,806,000 |
| Allowance for loan losses | 1,178,000 | 1,038,000 | 1,059,000 | 1,125,000 |
| Securities available for sale | 1,671,000 | 1,417,000 | 1,255,000 | 1,250,000 |
| Securities held to maturity | 248,000 | 248,000 | 246,000 | 246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,440,000 | 63,167,000 | 65,729,000 | 67,744,000 |
| Interest-bearing deposits | 49,279,000 | 50,112,000 | 51,181,000 | 51,509,000 |
| Noninterest-bearing deposits | 14,161,000 | 13,055,000 | 14,548,000 | 16,235,000 |
| Equity capital | 7,144,000 | 7,172,000 | 7,247,000 | 7,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,446,000 | 2,196,000 | 2,954,000 |
| Interest expense | 77,000 | 151,000 | 229,000 | 306,000 |
| Net interest income | 641,000 | 1,295,000 | 1,967,000 | 2,648,000 |
| Noninterest income | 130,000 | 273,000 | 411,000 | 560,000 |
| Noninterest expense | 577,000 | 1,257,000 | 1,880,000 | 2,536,000 |
| Provision for loan losses | 241,000 | 301,000 | 361,000 | 421,000 |
| Pretax income | -47,000 | 10,000 | 137,000 | 251,000 |
| Income tax | -22,000 | 7,000 | 57,000 | 65,000 |
| Net income | -25,000 | 3,000 | 80,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,138,000 | 7,166,000 | 7,243,000 | 7,352,000 |
| Total capital | 7,679,000 | 7,718,000 | 7,803,000 | 7,907,000 |
| Risk-weighted assets | 42,678,000 | 43,673,000 | 44,331,000 | 43,863,000 |