Call reports 2014
CENTREBANK — 2014
What CENTREBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 64,376,000 | 63,235,000 | 66,618,000 | 65,377,000 |
| Total loans | 44,171,000 | 48,628,000 | 49,585,000 | 46,932,000 |
| Allowance for loan losses | 1,188,000 | 1,189,000 | 1,153,000 | 1,163,000 |
| Securities available for sale | 2,834,000 | 2,503,000 | 2,250,000 | 2,240,000 |
| Securities held to maturity | 5,000 | 5,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,496,000 | 56,229,000 | 59,425,000 | 58,059,000 |
| Interest-bearing deposits | 45,343,000 | 45,170,000 | 45,343,000 | 46,222,000 |
| Noninterest-bearing deposits | 12,153,000 | 11,059,000 | 14,082,000 | 11,837,000 |
| Equity capital | 6,495,000 | 6,608,000 | 6,773,000 | 6,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,420,000 | 2,178,000 | 2,925,000 |
| Interest expense | 73,000 | 149,000 | 225,000 | 301,000 |
| Net interest income | 618,000 | 1,271,000 | 1,953,000 | 2,624,000 |
| Noninterest income | 144,000 | 316,000 | 472,000 | 631,000 |
| Noninterest expense | 536,000 | 1,182,000 | 1,750,000 | 2,358,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 226,000 | 405,000 | 675,000 | 897,000 |
| Income tax | 92,000 | 163,000 | 269,000 | 353,000 |
| Net income | 134,000 | 242,000 | 406,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,450,000 | 6,561,000 | 6,753,000 | 6,890,000 |
| Total capital | 6,984,000 | 7,136,000 | 7,341,000 | 7,454,000 |
| Risk-weighted assets | 42,035,000 | 45,370,000 | 46,442,000 | 44,522,000 |