Call reports 2013
CENTREBANK — 2013
What CENTREBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 60,652,000 | 63,449,000 | 63,595,000 | 62,432,000 |
| Total loans | 43,277,000 | 41,949,000 | 42,928,000 | 43,668,000 |
| Allowance for loan losses | 1,396,000 | 1,377,000 | 1,350,000 | 1,208,000 |
| Securities available for sale | 3,878,000 | 4,546,000 | 3,295,000 | 3,294,000 |
| Securities held to maturity | 15,000 | 15,000 | 15,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,159,000 | 56,844,000 | 56,863,000 | 55,655,000 |
| Interest-bearing deposits | 44,007,000 | 43,959,000 | 44,273,000 | 43,541,000 |
| Noninterest-bearing deposits | 10,152,000 | 12,885,000 | 12,590,000 | 12,114,000 |
| Equity capital | 6,097,000 | 6,205,000 | 6,314,000 | 6,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,383,000 | 2,082,000 | 2,782,000 |
| Interest expense | 87,000 | 165,000 | 243,000 | 320,000 |
| Net interest income | 612,000 | 1,218,000 | 1,839,000 | 2,462,000 |
| Noninterest income | 263,000 | 453,000 | 625,000 | 774,000 |
| Noninterest expense | 534,000 | 1,078,000 | 1,708,000 | 2,421,000 |
| Provision for loan losses | 45,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 296,000 | 533,000 | 696,000 | 755,000 |
| Income tax | 115,000 | 213,000 | 278,000 | 297,000 |
| Net income | 181,000 | 320,000 | 418,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,690,000 | 5,730,000 | 6,155,000 | 6,281,000 |
| Total capital | 6,209,000 | 6,262,000 | 6,686,000 | 6,844,000 |
| Risk-weighted assets | 40,679,000 | 41,729,000 | 41,689,000 | 44,369,000 |