Call reports 2012
CENTREBANK — 2012
What CENTREBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 61,250,000 | 59,161,000 | 60,877,000 | 61,534,000 |
| Total loans | 43,084,000 | 45,397,000 | 45,284,000 | 44,669,000 |
| Allowance for loan losses | 1,034,000 | 1,071,000 | 1,098,000 | 1,380,000 |
| Securities available for sale | 4,172,000 | 3,987,000 | 2,981,000 | 3,577,000 |
| Securities held to maturity | 45,000 | 20,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,004,000 | 50,833,000 | 54,461,000 | 55,174,000 |
| Interest-bearing deposits | 42,151,000 | 41,647,000 | 43,741,000 | 44,693,000 |
| Noninterest-bearing deposits | 10,853,000 | 9,186,000 | 10,720,000 | 10,481,000 |
| Equity capital | 5,832,000 | 5,909,000 | 5,985,000 | 5,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,437,000 | 2,172,000 | 2,905,000 |
| Interest expense | 111,000 | 219,000 | 319,000 | 408,000 |
| Net interest income | 593,000 | 1,218,000 | 1,853,000 | 2,497,000 |
| Noninterest income | 125,000 | 249,000 | 343,000 | 613,000 |
| Noninterest expense | 510,000 | 1,100,000 | 1,677,000 | 2,244,000 |
| Provision for loan losses | 30,000 | 65,000 | 110,000 | 542,000 |
| Pretax income | 178,000 | 302,000 | 409,000 | 324,000 |
| Income tax | 67,000 | 122,000 | 148,000 | 124,000 |
| Net income | 111,000 | 180,000 | 261,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,701,000 | 5,845,000 | 5,955,000 | 5,684,000 |
| Total capital | 6,216,000 | 6,383,000 | 6,500,000 | 6,214,000 |
| Risk-weighted assets | 40,642,000 | 42,524,000 | 43,055,000 | 41,547,000 |