Call reports 2011
CENTREBANK — 2011
What CENTREBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 60,484,000 | 57,543,000 | 58,389,000 | 57,796,000 |
| Total loans | 43,413,000 | 44,593,000 | 43,835,000 | 44,791,000 |
| Allowance for loan losses | 1,020,000 | 1,040,000 | 1,086,000 | 1,120,000 |
| Securities available for sale | 4,772,000 | 4,835,000 | 4,047,000 | 4,579,000 |
| Securities held to maturity | 170,000 | 170,000 | 55,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,034,000 | 49,089,000 | 50,327,000 | 49,619,000 |
| Interest-bearing deposits | 40,419,000 | 40,162,000 | 40,718,000 | 41,116,000 |
| Noninterest-bearing deposits | 10,615,000 | 8,927,000 | 9,609,000 | 8,503,000 |
| Equity capital | 5,518,000 | 5,510,000 | 5,609,000 | 5,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,456,000 | 2,220,000 | 2,942,000 |
| Interest expense | 150,000 | 294,000 | 419,000 | 533,000 |
| Net interest income | 564,000 | 1,162,000 | 1,801,000 | 2,409,000 |
| Noninterest income | 126,000 | 250,000 | 407,000 | 631,000 |
| Noninterest expense | 606,000 | 1,337,000 | 1,915,000 | 2,544,000 |
| Provision for loan losses | 15,000 | 30,000 | 75,000 | 120,000 |
| Pretax income | 69,000 | 45,000 | 218,000 | 376,000 |
| Income tax | 0 | 10,000 | 78,000 | 117,000 |
| Net income | 69,000 | 35,000 | 140,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,181,000 | 5,010,000 | 5,172,000 | 5,513,000 |
| Total capital | 5,702,000 | 5,554,000 | 5,706,000 | 6,021,000 |
| Risk-weighted assets | 41,160,000 | 43,035,000 | 42,171,000 | 40,040,000 |