Call reports 2010
CENTREBANK — 2010
What CENTREBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 57,262,000 | 57,373,000 | 55,684,000 | 55,803,000 |
| Total loans | 44,814,000 | 45,030,000 | 45,139,000 | 44,388,000 |
| Allowance for loan losses | 897,000 | 840,000 | 884,000 | 1,033,000 |
| Securities available for sale | 2,415,000 | 2,479,000 | 3,120,000 | 4,424,000 |
| Securities held to maturity | 311,000 | 311,000 | 185,000 | 185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,504,000 | 47,907,000 | 46,077,000 | 46,377,000 |
| Interest-bearing deposits | 39,036,000 | 39,212,000 | 38,322,000 | 29,003,000 |
| Noninterest-bearing deposits | 8,468,000 | 8,695,000 | 7,755,000 | 17,374,000 |
| Equity capital | 5,305,000 | 5,505,000 | 5,637,000 | 5,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,536,000 | 2,314,000 | 3,090,000 |
| Interest expense | 189,000 | 372,000 | 542,000 | 707,000 |
| Net interest income | 575,000 | 1,164,000 | 1,772,000 | 2,383,000 |
| Noninterest income | 116,000 | 129,000 | 294,000 | 215,000 |
| Noninterest expense | 501,000 | 1,004,000 | 1,515,000 | 2,036,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 349,000 |
| Pretax income | 145,000 | 199,000 | 416,000 | 213,000 |
| Income tax | 55,000 | 77,000 | 166,000 | 123,000 |
| Net income | 90,000 | 122,000 | 250,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,276,000 | 5,473,000 | 5,600,000 | 5,111,000 |
| Total capital | 5,799,000 | 6,003,000 | 6,120,000 | 5,622,000 |
| Risk-weighted assets | 41,478,000 | 42,079,000 | 41,217,000 | 40,321,000 |