Call reports 2009
CENTREBANK — 2009
What CENTREBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 55,208,000 | 55,073,000 | 54,770,000 | 55,903,000 |
| Total loans | 42,871,000 | 44,167,000 | 46,317,000 | 44,580,000 |
| Allowance for loan losses | 579,000 | 732,000 | 606,000 | 829,000 |
| Securities available for sale | 2,631,000 | 3,318,000 | 3,437,000 | 3,223,000 |
| Securities held to maturity | 562,000 | 561,000 | 519,000 | 518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,724,000 | 46,689,000 | 45,394,000 | 46,223,000 |
| Interest-bearing deposits | 38,262,000 | 38,281,000 | 36,508,000 | 38,528,000 |
| Noninterest-bearing deposits | 8,462,000 | 8,408,000 | 8,886,000 | 7,695,000 |
| Equity capital | 5,535,000 | 5,434,000 | 5,428,000 | 5,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,504,000 | 2,311,000 | 3,141,000 |
| Interest expense | 289,000 | 546,000 | 777,000 | 979,000 |
| Net interest income | 462,000 | 958,000 | 1,534,000 | 2,162,000 |
| Noninterest income | 80,000 | 201,000 | 308,000 | 317,000 |
| Noninterest expense | 474,000 | 1,008,000 | 1,538,000 | 1,991,000 |
| Provision for loan losses | 15,000 | 172,000 | 380,000 | 725,000 |
| Pretax income | 53,000 | -21,000 | -76,000 | -237,000 |
| Income tax | 15,000 | 34,000 | 0 | 22,000 |
| Net income | 38,000 | -55,000 | -76,000 | -259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,503,000 | 5,409,000 | 5,388,000 | 5,009,000 |
| Total capital | 6,082,000 | 5,943,000 | 5,924,000 | 5,529,000 |
| Risk-weighted assets | 49,770,000 | 42,504,000 | 42,780,000 | 41,257,000 |