Call reports 2007
CENTREBANK — 2007
What CENTREBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 49,100,000 | 50,856,000 | 53,407,000 | 52,392,000 |
| Total loans | 36,141,000 | 38,292,000 | 38,266,000 | 37,084,000 |
| Allowance for loan losses | 641,000 | 636,000 | 653,000 | 603,000 |
| Securities available for sale | 3,278,000 | 3,309,000 | 3,397,000 | 3,611,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,575,000 | 41,200,000 | 44,485,000 | 43,534,000 |
| Interest-bearing deposits | 31,306,000 | 33,040,000 | 35,300,000 | 37,108,000 |
| Noninterest-bearing deposits | 8,269,000 | 8,160,000 | 9,185,000 | 6,426,000 |
| Equity capital | 5,112,000 | 5,214,000 | 5,420,000 | 5,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,689,000 | 2,615,000 | 3,336,000 |
| Interest expense | 340,000 | 698,000 | 1,084,000 | 1,480,000 |
| Net interest income | 487,000 | 991,000 | 1,531,000 | 1,856,000 |
| Noninterest income | 95,000 | 217,000 | 311,000 | 448,000 |
| Noninterest expense | 434,000 | 875,000 | 1,381,000 | 1,875,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 133,000 | 303,000 | 416,000 | 369,000 |
| Income tax | 49,000 | 110,000 | 150,000 | 122,000 |
| Net income | 84,000 | 193,000 | 266,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,108,000 | 5,216,000 | 5,411,000 | 5,372,000 |
| Total capital | 5,565,000 | 5,692,000 | 5,902,000 | 5,830,000 |
| Risk-weighted assets | 36,406,000 | 37,941,000 | 39,129,000 | 36,523,000 |