Call reports 2006
CENTREBANK — 2006
What CENTREBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 46,477,000 | 46,861,000 | 46,859,000 | 45,503,000 |
| Total loans | 36,987,000 | 38,441,000 | 37,377,000 | 36,482,000 |
| Allowance for loan losses | 702,000 | 651,000 | 645,000 | 657,000 |
| Securities available for sale | 2,803,000 | 2,794,000 | 2,795,000 | 3,089,000 |
| Securities held to maturity | 215,000 | 215,000 | 115,000 | 115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,382,000 | 36,611,000 | 36,465,000 | 36,085,000 |
| Interest-bearing deposits | 29,106,000 | 29,325,000 | 29,303,000 | 29,780,000 |
| Noninterest-bearing deposits | 8,276,000 | 7,286,000 | 7,162,000 | 6,305,000 |
| Equity capital | 4,757,000 | 4,864,000 | 4,954,000 | 5,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,544,000 | 2,386,000 | 3,221,000 |
| Interest expense | 248,000 | 527,000 | 842,000 | 1,175,000 |
| Net interest income | 498,000 | 1,017,000 | 1,544,000 | 2,046,000 |
| Noninterest income | 77,000 | 165,000 | 249,000 | 357,000 |
| Noninterest expense | 416,000 | 852,000 | 1,292,000 | 1,761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 330,000 | 501,000 | 642,000 |
| Income tax | 59,000 | 121,000 | 185,000 | 236,000 |
| Net income | 100,000 | 209,000 | 316,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,765,000 | 4,874,000 | 4,954,000 | 5,023,000 |
| Total capital | 5,215,000 | 5,334,000 | 5,404,000 | 5,473,000 |
| Risk-weighted assets | 35,784,000 | 36,634,000 | 35,804,000 | 35,769,000 |