Call reports 2002
CENTREBANK — 2002
What CENTREBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 41,233,000 | 40,164,000 | 40,198,000 | 40,146,000 |
| Total loans | 31,436,000 | 31,051,000 | 31,689,000 | 32,141,000 |
| Allowance for loan losses | 590,000 | 525,000 | 483,000 | 467,000 |
| Securities available for sale | 3,261,000 | 3,214,000 | 2,916,000 | 2,905,000 |
| Securities held to maturity | 415,000 | 415,000 | 415,000 | 415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,803,000 | 30,656,000 | 29,578,000 | 29,511,000 |
| Interest-bearing deposits | 24,958,000 | 25,805,000 | 24,858,000 | 25,300,000 |
| Noninterest-bearing deposits | 6,845,000 | 4,851,000 | 4,720,000 | 4,211,000 |
| Equity capital | 4,152,000 | 4,232,000 | 4,299,000 | 4,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,350,000 | 2,037,000 | 2,695,000 |
| Interest expense | 278,000 | 534,000 | 774,000 | 996,000 |
| Net interest income | 422,000 | 816,000 | 1,263,000 | 1,699,000 |
| Noninterest income | 66,000 | 147,000 | 188,000 | 279,000 |
| Noninterest expense | 392,000 | 779,000 | 1,153,000 | 1,529,000 |
| Provision for loan losses | 12,000 | 18,000 | 45,000 | 70,000 |
| Pretax income | 84,000 | 166,000 | 253,000 | 379,000 |
| Income tax | 28,000 | 56,000 | 86,000 | 135,000 |
| Net income | 56,000 | 110,000 | 167,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,137,000 | 4,192,000 | 4,248,000 | 4,305,000 |
| Total capital | 4,495,000 | 4,635,000 | 4,619,000 | 4,685,000 |
| Risk-weighted assets | 28,411,000 | 35,332,000 | 29,594,000 | 30,283,000 |