Call reports 2001
CENTREBANK — 2001
What CENTREBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,751,000 | 40,388,000 | 39,802,000 | 39,748,000 |
| Total loans | 33,623,000 | 32,713,000 | 32,406,000 | 31,807,000 |
| Allowance for loan losses | 572,000 | 607,000 | 612,000 | 628,000 |
| Securities available for sale | 3,342,000 | 3,230,000 | 3,340,000 | 3,456,000 |
| Securities held to maturity | 520,000 | 520,000 | 425,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,612,000 | 30,479,000 | 30,229,000 | 30,252,000 |
| Interest-bearing deposits | 25,283,000 | 26,783,000 | 25,844,000 | 25,688,000 |
| Noninterest-bearing deposits | 4,329,000 | 3,696,000 | 4,385,000 | 4,564,000 |
| Equity capital | 3,831,000 | 3,948,000 | 4,048,000 | 4,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 1,920,000 | 2,761,000 | 3,484,000 |
| Interest expense | 421,000 | 820,000 | 1,188,000 | 1,517,000 |
| Net interest income | 602,000 | 1,100,000 | 1,573,000 | 1,967,000 |
| Noninterest income | 53,000 | 131,000 | 197,000 | 327,000 |
| Noninterest expense | 344,000 | 718,000 | 1,083,000 | 1,419,000 |
| Provision for loan losses | 15,000 | 30,000 | 65,000 | 80,000 |
| Pretax income | 296,000 | 483,000 | 622,000 | 795,000 |
| Income tax | 113,000 | 184,000 | 235,000 | 332,000 |
| Net income | 183,000 | 299,000 | 387,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,700,000 | 3,776,000 | 4,025,000 | 4,081,000 |
| Total capital | 4,169,000 | 4,236,000 | 4,386,000 | 4,532,000 |
| Risk-weighted assets | 37,440,000 | 36,641,000 | 28,598,000 | 35,806,000 |