Call reports 2025
QUILL BANK — 2025
What QUILL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,139,621,000 | 1,195,730,000 | 1,339,198,000 | 1,428,530,000 |
| Total loans | 892,261,000 | 961,849,000 | 1,058,300,000 | 1,130,101,000 |
| Allowance for loan losses | 30,293,000 | 35,871,000 | 41,869,000 | 46,637,000 |
| Securities available for sale | 49,479,000 | 52,698,000 | 56,773,000 | 46,690,000 |
| Securities held to maturity | 5,319,000 | 5,145,000 | 4,242,000 | 4,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 954,060,000 | 1,001,616,000 | 1,129,614,000 | 1,192,205,000 |
| Interest-bearing deposits | 814,469,000 | 849,599,000 | 952,178,000 | 1,028,846,000 |
| Noninterest-bearing deposits | 139,591,000 | 152,017,000 | 177,436,000 | 163,359,000 |
| Equity capital | 153,485,000 | 166,263,000 | 186,529,000 | 204,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 46,992,000 | 100,588,000 | 163,772,000 | 227,281,000 |
| Interest expense | 7,813,000 | 15,633,000 | 24,656,000 | 34,131,000 |
| Net interest income | 39,179,000 | 84,955,000 | 139,116,000 | 193,150,000 |
| Noninterest income | 4,830,000 | 11,375,000 | 20,151,000 | 33,510,000 |
| Noninterest expense | 16,840,000 | 35,178,000 | 55,498,000 | 77,096,000 |
| Provision for loan losses | 11,551,000 | 28,527,000 | 46,911,000 | 69,305,000 |
| Pretax income | 15,549,000 | 32,578,000 | 56,780,000 | 80,103,000 |
| Income tax | 3,566,000 | 7,535,000 | 12,242,000 | 17,386,000 |
| Net income | 11,983,000 | 25,043,000 | 44,538,000 | 62,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,963,000 | 165,023,000 | 184,519,000 | 202,662,000 |
| Total capital | 164,059,000 | 177,864,000 | 198,610,000 | 217,710,000 |
| Risk-weighted assets | 949,302,000 | 1,004,093,000 | 1,099,336,000 | 1,171,969,000 |