Call reports 2024
QUILL BANK — 2024
What QUILL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 911,472,000 | 949,154,000 | 996,521,000 | 1,089,688,000 |
| Total loans | 741,069,000 | 753,233,000 | 800,428,000 | 867,004,000 |
| Allowance for loan losses | 18,444,000 | 22,348,000 | 25,285,000 | 28,341,000 |
| Securities available for sale | 40,557,000 | 44,180,000 | 51,103,000 | 45,872,000 |
| Securities held to maturity | 6,055,000 | 5,842,000 | 5,653,000 | 5,486,000 |
| Trading assets | 0 | 0 | 0 | 1,039,000 |
| Total deposits | 773,873,000 | 802,988,000 | 841,378,000 | 907,211,000 |
| Interest-bearing deposits | 657,792,000 | 674,977,000 | 721,346,000 | 778,192,000 |
| Noninterest-bearing deposits | 116,081,000 | 128,011,000 | 120,032,000 | 129,019,000 |
| Equity capital | 126,079,000 | 135,015,000 | 145,117,000 | 154,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 30,733,000 | 65,547,000 | 105,818,000 | 152,542,000 |
| Interest expense | 6,480,000 | 13,285,000 | 20,546,000 | 28,868,000 |
| Net interest income | 24,253,000 | 52,262,000 | 85,272,000 | 123,674,000 |
| Noninterest income | 2,192,000 | 6,432,000 | 9,608,000 | 16,608,000 |
| Noninterest expense | 10,711,000 | 22,514,000 | 35,592,000 | 55,541,000 |
| Provision for loan losses | 6,587,000 | 15,963,000 | 26,862,000 | 39,231,000 |
| Pretax income | 9,147,000 | 20,472,000 | 32,739,000 | 45,832,000 |
| Income tax | 2,278,000 | 4,556,000 | 7,494,000 | 10,139,000 |
| Net income | 6,869,000 | 15,916,000 | 25,245,000 | 35,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,681,000 | 134,728,000 | 144,057,000 | 153,480,000 |
| Total capital | 136,014,000 | 145,117,000 | 154,950,000 | 165,057,000 |
| Risk-weighted assets | 818,423,000 | 818,963,000 | 856,924,000 | 909,309,000 |