Call reports 2023
QUILL BANK — 2023
What QUILL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 715,596,000 | 776,358,000 | 856,856,000 | 871,058,000 |
| Total loans | 585,038,000 | 634,462,000 | 693,382,000 | 741,408,000 |
| Allowance for loan losses | 13,778,000 | 15,033,000 | 16,532,000 | 16,893,000 |
| Securities available for sale | 0 | 0 | 4,773,000 | 26,728,000 |
| Securities held to maturity | 7,736,000 | 7,485,000 | 6,520,000 | 6,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,896,000 | 614,924,000 | 687,402,000 | 732,532,000 |
| Interest-bearing deposits | 413,441,000 | 480,302,000 | 559,878,000 | 625,784,000 |
| Noninterest-bearing deposits | 146,455,000 | 134,622,000 | 127,524,000 | 106,748,000 |
| Equity capital | 104,910,000 | 111,294,000 | 118,265,000 | 127,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 20,669,000 | 44,124,000 | 69,865,000 | 98,510,000 |
| Interest expense | 2,096,000 | 5,358,000 | 9,679,000 | 15,291,000 |
| Net interest income | 18,573,000 | 38,766,000 | 60,186,000 | 83,219,000 |
| Noninterest income | 2,199,000 | 5,076,000 | 8,432,000 | 12,443,000 |
| Noninterest expense | 10,175,000 | 20,170,000 | 29,914,000 | 40,154,000 |
| Provision for loan losses | 4,608,000 | 9,181,000 | 14,894,000 | 21,251,000 |
| Pretax income | 5,989,000 | 14,491,000 | 23,810,000 | 34,257,000 |
| Income tax | 1,492,000 | 3,610,000 | 5,931,000 | 7,858,000 |
| Net income | 4,497,000 | 10,881,000 | 17,879,000 | 26,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,910,000 | 111,294,000 | 118,292,000 | 126,812,000 |
| Total capital | 112,721,000 | 119,559,000 | 127,785,000 | 137,065,000 |
| Risk-weighted assets | 618,855,000 | 654,401,000 | 752,397,000 | 813,189,000 |