Call reports 2022
QUILL BANK — 2022
What QUILL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 527,650,000 | 615,323,000 | 644,682,000 | 649,242,000 |
| Total loans | 452,068,000 | 500,674,000 | 537,078,000 | 554,156,000 |
| Allowance for loan losses | 9,838,000 | 11,158,000 | 12,040,000 | 12,656,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,217,000 | 8,687,000 | 8,304,000 | 8,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,388,000 | 478,454,000 | 502,901,000 | 498,965,000 |
| Interest-bearing deposits | 249,231,000 | 319,230,000 | 335,328,000 | 345,101,000 |
| Noninterest-bearing deposits | 148,157,000 | 159,224,000 | 167,573,000 | 153,864,000 |
| Equity capital | 82,830,000 | 88,023,000 | 93,706,000 | 100,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,601,000 | 32,983,000 | 51,819,000 | 71,247,000 |
| Interest expense | 642,000 | 1,295,000 | 2,441,000 | 3,919,000 |
| Net interest income | 14,959,000 | 31,688,000 | 49,378,000 | 67,328,000 |
| Noninterest income | 2,796,000 | 5,523,000 | 8,497,000 | 12,406,000 |
| Noninterest expense | 6,887,000 | 14,509,000 | 22,576,000 | 30,802,000 |
| Provision for loan losses | 4,383,000 | 9,301,000 | 14,330,000 | 19,374,000 |
| Pretax income | 6,485,000 | 13,401,000 | 20,969,000 | 29,558,000 |
| Income tax | 1,618,000 | 3,341,000 | 5,226,000 | 7,108,000 |
| Net income | 4,867,000 | 10,060,000 | 15,743,000 | 22,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,830,000 | 88,023,000 | 93,706,000 | 100,413,000 |
| Total capital | 88,707,000 | 94,552,000 | 100,802,000 | 107,760,000 |
| Risk-weighted assets | 466,182,000 | 517,667,000 | 562,661,000 | 582,409,000 |