Call reports 2021
QUILL BANK — 2021
What QUILL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 488,963,000 | 491,868,000 | 522,720,000 | 522,298,000 |
| Total loans | 399,312,000 | 380,727,000 | 393,742,000 | 415,583,000 |
| Allowance for loan losses | 6,128,000 | 6,638,000 | 7,875,000 | 9,361,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,883,000 | 10,548,000 | 9,791,000 | 9,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,008,000 | 388,749,000 | 405,320,000 | 400,991,000 |
| Interest-bearing deposits | 275,826,000 | 274,807,000 | 262,257,000 | 250,635,000 |
| Noninterest-bearing deposits | 114,182,000 | 113,943,000 | 143,063,000 | 150,356,000 |
| Equity capital | 57,394,000 | 60,656,000 | 73,178,000 | 77,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,692,000 | 20,185,000 | 34,325,000 | 50,315,000 |
| Interest expense | 936,000 | 1,799,000 | 2,599,000 | 3,343,000 |
| Net interest income | 8,756,000 | 18,386,000 | 31,726,000 | 46,972,000 |
| Noninterest income | 1,181,000 | 3,040,000 | 5,617,000 | 7,900,000 |
| Noninterest expense | 4,763,000 | 10,222,000 | 16,781,000 | 23,448,000 |
| Provision for loan losses | 1,517,000 | 3,201,000 | 6,529,000 | 11,077,000 |
| Pretax income | 3,657,000 | 8,003,000 | 14,033,000 | 20,347,000 |
| Income tax | 918,000 | 2,001,000 | 3,510,000 | 5,040,000 |
| Net income | 2,739,000 | 6,002,000 | 10,523,000 | 15,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,394,000 | 60,656,000 | 73,178,000 | 77,962,000 |
| Total capital | 62,353,000 | 65,538,000 | 78,348,000 | 83,379,000 |
| Risk-weighted assets | 395,489,000 | 388,792,000 | 410,906,000 | 429,409,000 |