Call reports 2020
QUILL BANK — 2020
What QUILL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 410,822,000 | 466,451,000 | 474,136,000 | 481,437,000 |
| Total loans | 321,075,000 | 369,291,000 | 387,312,000 | 383,834,000 |
| Allowance for loan losses | 6,142,000 | 6,313,000 | 6,595,000 | 5,620,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,574,000 | 12,754,000 | 11,670,000 | 10,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,692,000 | 373,987,000 | 380,552,000 | 385,615,000 |
| Interest-bearing deposits | 261,235,000 | 288,686,000 | 279,534,000 | 278,894,000 |
| Noninterest-bearing deposits | 59,457,000 | 85,301,000 | 101,018,000 | 106,721,000 |
| Equity capital | 49,096,000 | 51,037,000 | 52,580,000 | 54,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,791,000 | 14,851,000 | 22,414,000 | 31,297,000 |
| Interest expense | 1,658,000 | 3,185,000 | 4,533,000 | 5,727,000 |
| Net interest income | 5,133,000 | 11,666,000 | 17,881,000 | 25,570,000 |
| Noninterest income | 764,000 | 1,514,000 | 2,473,000 | 4,378,000 |
| Noninterest expense | 3,421,000 | 6,883,000 | 10,104,000 | 13,839,000 |
| Provision for loan losses | 1,307,000 | 2,567,000 | 4,492,000 | 7,438,000 |
| Pretax income | 1,169,000 | 3,730,000 | 5,758,000 | 8,671,000 |
| Income tax | 272,000 | 891,000 | 1,377,000 | 2,215,000 |
| Net income | 897,000 | 2,839,000 | 4,381,000 | 6,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,096,000 | 51,037,000 | 52,580,000 | 54,654,000 |
| Total capital | 53,597,000 | 55,423,000 | 57,170,000 | 59,449,000 |
| Risk-weighted assets | 358,454,000 | 348,979,000 | 365,152,000 | 382,724,000 |