Call reports 2019
QUILL BANK — 2019
What QUILL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 435,441,000 | 474,412,000 | 468,653,000 | 415,684,000 |
| Total loans | 358,160,000 | 365,838,000 | 352,941,000 | 323,198,000 |
| Allowance for loan losses | 5,823,000 | 7,649,000 | 6,525,000 | 5,850,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 7,934,000 | 12,116,000 | 14,372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,422,000 | 387,239,000 | 380,103,000 | 325,034,000 |
| Interest-bearing deposits | 291,646,000 | 319,356,000 | 320,855,000 | 269,849,000 |
| Noninterest-bearing deposits | 56,776,000 | 67,883,000 | 59,248,000 | 55,185,000 |
| Equity capital | 44,664,000 | 46,029,000 | 47,716,000 | 48,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,125,000 | 18,805,000 | 25,185,000 | 33,153,000 |
| Interest expense | 1,681,000 | 3,563,000 | 5,716,000 | 7,771,000 |
| Net interest income | 7,444,000 | 15,242,000 | 19,469,000 | 25,382,000 |
| Noninterest income | 792,000 | 1,593,000 | 3,061,000 | 3,100,000 |
| Noninterest expense | 2,838,000 | 6,213,000 | 9,095,000 | 12,688,000 |
| Provision for loan losses | 3,616,000 | 7,031,000 | 7,606,000 | 8,517,000 |
| Pretax income | 1,782,000 | 3,591,000 | 5,829,000 | 7,277,000 |
| Income tax | 435,000 | 879,000 | 1,430,000 | 1,889,000 |
| Net income | 1,347,000 | 2,712,000 | 4,399,000 | 5,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,664,000 | 46,029,000 | 47,716,000 | 48,199,000 |
| Total capital | 49,396,000 | 50,918,000 | 52,432,000 | 52,750,000 |
| Risk-weighted assets | 377,385,000 | 388,310,000 | 375,428,000 | 362,720,000 |