Call reports 2018
QUILL BANK — 2018
What QUILL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 336,922,000 | 363,150,000 | 376,873,000 | 420,245,000 |
| Total loans | 288,467,000 | 313,252,000 | 326,983,000 | 351,968,000 |
| Allowance for loan losses | 3,167,000 | 2,799,000 | 2,489,000 | 3,290,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,507,000 | 304,009,000 | 306,626,000 | 334,591,000 |
| Interest-bearing deposits | 231,458,000 | 248,277,000 | 248,668,000 | 280,768,000 |
| Noninterest-bearing deposits | 50,049,000 | 55,732,000 | 57,958,000 | 53,823,000 |
| Equity capital | 39,038,000 | 39,327,000 | 39,751,000 | 43,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,236,000 | 6,635,000 | 10,844,000 | 20,549,000 |
| Interest expense | 771,000 | 1,695,000 | 2,743,000 | 3,980,000 |
| Net interest income | 2,465,000 | 4,940,000 | 8,101,000 | 16,569,000 |
| Noninterest income | 175,000 | 414,000 | 666,000 | 718,000 |
| Noninterest expense | 2,427,000 | 4,981,000 | 7,542,000 | 10,773,000 |
| Provision for loan losses | -244,000 | -456,000 | -155,000 | 1,435,000 |
| Pretax income | 457,000 | 829,000 | 1,380,000 | 5,079,000 |
| Income tax | 104,000 | 187,000 | 314,000 | 1,247,000 |
| Net income | 353,000 | 642,000 | 1,066,000 | 3,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,038,000 | 39,327,000 | 39,751,000 | 43,317,000 |
| Total capital | 42,235,000 | 42,156,000 | 42,270,000 | 46,637,000 |
| Risk-weighted assets | 312,857,000 | 334,124,000 | 346,960,000 | 370,215,000 |