Call reports 2017
QUILL BANK — 2017
What QUILL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 316,635,000 | 343,530,000 | 373,714,000 | 359,918,000 |
| Total loans | 271,483,000 | 295,412,000 | 307,944,000 | 307,178,000 |
| Allowance for loan losses | 2,645,000 | 3,262,000 | 3,395,000 | 3,398,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,802,000 | 288,766,000 | 312,565,000 | 307,540,000 |
| Interest-bearing deposits | 213,795,000 | 237,257,000 | 256,628,000 | 251,940,000 |
| Noninterest-bearing deposits | 51,007,000 | 51,509,000 | 55,937,000 | 55,600,000 |
| Equity capital | 27,912,000 | 31,189,000 | 37,640,000 | 38,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,810,000 | 10,696,000 | 15,375,000 | 19,027,000 |
| Interest expense | 574,000 | 1,273,000 | 2,085,000 | 2,911,000 |
| Net interest income | 4,236,000 | 9,423,000 | 13,290,000 | 16,116,000 |
| Noninterest income | 331,000 | 549,000 | 785,000 | 612,000 |
| Noninterest expense | 2,102,000 | 4,310,000 | 6,666,000 | 10,933,000 |
| Provision for loan losses | 551,000 | 1,262,000 | 1,389,000 | 1,389,000 |
| Pretax income | 1,914,000 | 4,400,000 | 6,020,000 | 4,406,000 |
| Income tax | 705,000 | 1,624,000 | 1,773,000 | 864,000 |
| Net income | 1,209,000 | 2,776,000 | 4,247,000 | 3,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,912,000 | 31,189,000 | 37,640,000 | 38,685,000 |
| Total capital | 30,602,000 | 34,478,000 | 41,065,000 | 42,113,000 |
| Risk-weighted assets | 280,584,000 | 312,258,000 | 325,183,000 | 327,815,000 |