Call reports 2015
QUILL BANK — 2015
What QUILL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 170,171,000 | 183,056,000 | 195,349,000 | 208,333,000 |
| Total loans | 142,230,000 | 153,762,000 | 162,165,000 | 179,058,000 |
| Allowance for loan losses | 1,500,000 | 1,543,000 | 1,617,000 | 1,676,000 |
| Securities available for sale | 1,547,000 | 1,513,000 | 1,478,000 | 1,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,231,000 | 157,232,000 | 167,460,000 | 175,715,000 |
| Interest-bearing deposits | 106,660,000 | 111,798,000 | 118,894,000 | 132,380,000 |
| Noninterest-bearing deposits | 43,571,000 | 45,434,000 | 48,567,000 | 43,335,000 |
| Equity capital | 19,164,000 | 19,740,000 | 21,440,000 | 22,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,112,000 | 4,570,000 | 7,272,000 | 10,048,000 |
| Interest expense | 226,000 | 470,000 | 720,000 | 999,000 |
| Net interest income | 1,886,000 | 4,100,000 | 6,552,000 | 9,049,000 |
| Noninterest income | 195,000 | 401,000 | 593,000 | 913,000 |
| Noninterest expense | 1,437,000 | 2,919,000 | 4,401,000 | 6,171,000 |
| Provision for loan losses | 0 | 28,000 | 90,000 | 163,000 |
| Pretax income | 644,000 | 1,554,000 | 2,654,000 | 3,628,000 |
| Income tax | 234,000 | 568,000 | 972,000 | 1,329,000 |
| Net income | 410,000 | 986,000 | 1,682,000 | 2,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,174,000 | 19,750,000 | 21,446,000 | 22,063,000 |
| Total capital | 20,719,000 | 21,338,000 | 23,108,000 | 23,784,000 |
| Risk-weighted assets | 147,463,000 | 158,868,000 | 166,416,000 | 184,236,000 |