Call reports 2014
QUILL BANK — 2014
What QUILL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 151,114,000 | 154,870,000 | 165,941,000 | 169,441,000 |
| Total loans | 122,710,000 | 124,257,000 | 131,830,000 | 134,811,000 |
| Allowance for loan losses | 1,541,000 | 1,546,000 | 1,553,000 | 1,557,000 |
| Securities available for sale | 1,662,000 | 1,644,000 | 1,596,000 | 1,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,713,000 | 137,023,000 | 147,555,000 | 150,153,000 |
| Interest-bearing deposits | 96,377,000 | 99,674,000 | 101,811,000 | 104,537,000 |
| Noninterest-bearing deposits | 37,336,000 | 37,349,000 | 45,744,000 | 45,616,000 |
| Equity capital | 17,185,000 | 17,574,000 | 18,030,000 | 18,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 3,894,000 | 6,111,000 | 8,733,000 |
| Interest expense | 205,000 | 425,000 | 644,000 | 873,000 |
| Net interest income | 1,731,000 | 3,469,000 | 5,467,000 | 7,860,000 |
| Noninterest income | 150,000 | 395,000 | 542,000 | 881,000 |
| Noninterest expense | 1,366,000 | 2,746,000 | 4,171,000 | 5,784,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 515,000 | 1,118,000 | 1,838,000 | 2,957,000 |
| Income tax | 192,000 | 417,000 | 679,000 | 1,089,000 |
| Net income | 323,000 | 701,000 | 1,159,000 | 1,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,219,000 | 17,597,000 | 18,056,000 | 18,763,000 |
| Total capital | 18,805,000 | 19,188,000 | 19,654,000 | 20,365,000 |
| Risk-weighted assets | 132,297,000 | 133,202,000 | 138,470,000 | 140,086,000 |