Call reports 2013
QUILL BANK — 2013
What QUILL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 140,570,000 | 137,585,000 | 142,805,000 | 145,908,000 |
| Total loans | 99,357,000 | 107,499,000 | 116,007,000 | 122,621,000 |
| Allowance for loan losses | 1,410,000 | 1,304,000 | 1,635,000 | 1,517,000 |
| Securities available for sale | 249,000 | 1,760,000 | 1,723,000 | 1,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,591,000 | 121,348,000 | 126,157,000 | 128,879,000 |
| Interest-bearing deposits | 88,710,000 | 86,855,000 | 94,573,000 | 93,363,000 |
| Noninterest-bearing deposits | 35,881,000 | 34,493,000 | 31,584,000 | 35,516,000 |
| Equity capital | 15,799,000 | 16,014,000 | 16,370,000 | 16,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,636,000 | 3,388,000 | 5,253,000 | 7,310,000 |
| Interest expense | 196,000 | 382,000 | 569,000 | 762,000 |
| Net interest income | 1,440,000 | 3,006,000 | 4,684,000 | 6,548,000 |
| Noninterest income | 188,000 | 298,000 | 508,000 | 818,000 |
| Noninterest expense | 1,309,000 | 2,577,000 | 3,902,000 | 5,296,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 319,000 | 727,000 | 1,290,000 | 2,070,000 |
| Income tax | 119,000 | 271,000 | 481,000 | 772,000 |
| Net income | 200,000 | 456,000 | 809,000 | 1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,967,000 | 15,374,000 | 15,936,000 | 16,896,000 |
| Total capital | 16,275,000 | 16,717,000 | 17,508,000 | 18,459,000 |
| Risk-weighted assets | 104,477,000 | 114,392,000 | 125,663,000 | 132,465,000 |