Call reports 2012
QUILL BANK — 2012
What QUILL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 122,460,000 | 124,354,000 | 131,377,000 | 130,397,000 |
| Total loans | 86,679,000 | 86,782,000 | 89,728,000 | 97,603,000 |
| Allowance for loan losses | 1,783,000 | 1,564,000 | 1,565,000 | 1,521,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,062,000 | 108,753,000 | 115,494,000 | 114,655,000 |
| Interest-bearing deposits | 80,822,000 | 80,639,000 | 82,792,000 | 86,697,000 |
| Noninterest-bearing deposits | 26,240,000 | 28,114,000 | 32,702,000 | 27,958,000 |
| Equity capital | 15,136,000 | 15,297,000 | 15,445,000 | 15,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 3,072,000 | 4,636,000 | 6,208,000 |
| Interest expense | 228,000 | 436,000 | 629,000 | 822,000 |
| Net interest income | 1,293,000 | 2,636,000 | 4,007,000 | 5,386,000 |
| Noninterest income | 146,000 | 311,000 | 483,000 | 634,000 |
| Noninterest expense | 1,279,000 | 2,530,000 | 3,838,000 | 5,123,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 417,000 | 652,000 | 897,000 |
| Income tax | 60,000 | 156,000 | 243,000 | 335,000 |
| Net income | 100,000 | 261,000 | 409,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,549,000 | 13,806,000 | 14,042,000 | 14,646,000 |
| Total capital | 14,769,000 | 15,027,000 | 15,303,000 | 15,955,000 |
| Risk-weighted assets | 96,967,000 | 97,262,000 | 100,552,000 | 104,504,000 |