Call reports 2011
QUILL BANK — 2011
What QUILL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 107,314,000 | 108,319,000 | 111,806,000 | 112,191,000 |
| Total loans | 69,783,000 | 75,112,000 | 76,133,000 | 82,066,000 |
| Allowance for loan losses | 2,508,000 | 2,833,000 | 2,020,000 | 1,875,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,709,000 | 92,702,000 | 95,822,000 | 96,660,000 |
| Interest-bearing deposits | 69,490,000 | 70,203,000 | 72,369,000 | 76,787,000 |
| Noninterest-bearing deposits | 22,219,000 | 22,499,000 | 23,453,000 | 19,873,000 |
| Equity capital | 14,509,000 | 14,504,000 | 14,980,000 | 15,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,555,000 | 3,924,000 | 5,392,000 |
| Interest expense | 276,000 | 536,000 | 803,000 | 1,050,000 |
| Net interest income | 989,000 | 2,019,000 | 3,121,000 | 4,342,000 |
| Noninterest income | 135,000 | 231,000 | 317,000 | 413,000 |
| Noninterest expense | 1,065,000 | 2,199,000 | 3,304,000 | 4,646,000 |
| Provision for loan losses | 0 | 0 | -675,000 | -791,000 |
| Pretax income | 59,000 | 51,000 | 809,000 | 900,000 |
| Income tax | 22,000 | 19,000 | 302,000 | 336,000 |
| Net income | 37,000 | 32,000 | 507,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,430,000 | 12,421,000 | 13,300,000 | 13,390,000 |
| Total capital | 13,439,000 | 13,522,000 | 14,403,000 | 14,553,000 |
| Risk-weighted assets | 79,067,000 | 86,156,000 | 87,254,000 | 92,268,000 |