Call reports 2010
QUILL BANK — 2010
What QUILL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 116,867,000 | 114,491,000 | 109,433,000 | 105,649,000 |
| Total loans | 76,372,000 | 74,545,000 | 68,903,000 | 69,063,000 |
| Allowance for loan losses | 3,101,000 | 3,396,000 | 2,794,000 | 2,462,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 600,000 | 650,000 | 1,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,924,000 | 92,686,000 | 93,199,000 | 90,188,000 |
| Interest-bearing deposits | 70,456,000 | 69,077,000 | 70,606,000 | 67,794,000 |
| Noninterest-bearing deposits | 23,468,000 | 23,609,000 | 22,593,000 | 22,394,000 |
| Equity capital | 16,210,000 | 15,453,000 | 15,230,000 | 14,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,701,000 | 3,877,000 | 5,111,000 |
| Interest expense | 377,000 | 729,000 | 1,042,000 | 1,325,000 |
| Net interest income | 1,002,000 | 1,972,000 | 2,835,000 | 3,786,000 |
| Noninterest income | -249,000 | -686,000 | -566,000 | -1,319,000 |
| Noninterest expense | 1,376,000 | 2,556,000 | 3,814,000 | 5,119,000 |
| Provision for loan losses | 217,000 | 778,000 | 859,000 | 960,000 |
| Pretax income | -840,000 | -2,048,000 | -2,404,000 | -3,612,000 |
| Income tax | -313,000 | -764,000 | -897,000 | -1,347,000 |
| Net income | -527,000 | -1,284,000 | -1,507,000 | -2,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,213,000 | 14,005,000 | 13,649,000 | 12,370,000 |
| Total capital | 16,290,000 | 15,056,000 | 14,641,000 | 13,351,000 |
| Risk-weighted assets | 84,052,000 | 81,634,000 | 77,387,000 | 76,827,000 |